Archive for the ‘reviews’ Category

Road-Trippers – Feature – Auto Reviews – Car and Driver

reviews | Posted by Belov
Sep 26 2011

Road-Trippers  - Feature - Auto Reviews - Car and Driver

A road trip is as close to a spiritual journey as many people exact from the harried modern world. Some stretches of highway beg to be eclipsed, distances swallowed in great gulps of combustion. Other routes encourage dawdling, if by comely vistas or avid speed enforcement. All require a worthy chariot.

There is a skill set required for road tripping that falls outside the normal criteria used to rate cars. Twenty thousand satisfying and comfortable miles commuting in a Nissan 350Z, for example, did not intimate that halfway across the United States yours truly would be lying flat at a rest stop, back in full spasm after 14 hours in seats as free of lumbar support as an ironing board. Otherwise forgettable cars such as the Buick Lucerne, however, are damn fine choices for going straight.

Other caveats apply. The thrum of tires, which you might not notice around town, can quash your happiness on the open road like a nine-year-old going through Adderall withdrawal behind you on a transcontinental flight. When you leave the cushion of public radio behind and the only available stations either twang at you or provide frequent assurance that you’re going to hell, amenities such as satellite radio and built-in hard drives are mighty attractive. Kids in the back? A DVD entertainment system is an indispensable ally.

Road-Trippers  - Feature - Auto Reviews - Car and Driver

You worry less about lumbar, comfort, and ride when you’re road trippin’ on a whole galaxy of multicolored uppers, downers, screamers, and laughers, but we’re not all gonzo, and we need vehicles that fill the bill—comfortable, smooth, and sometimes fast. We offer you five vehicles, all uniquely equipped to offer hauling happiness based on your cash, accouterment, and load requirements.

 

Article source: http://www.caranddriver.com/features/08q2/road-trippers_-feature

Learn About Full Coverage Car Insurance

reviews | Posted by Belov
Sep 07 2011
Learn About Full Coverage Car Insurance

Before you even purchase a full coverage car insurance policy, you should ask yourself the question “Am I completely covered?” A lot of car owners may find the term “full coverage” appealing since they think their vehicle will be completely covered in every situation. In reality, all auto insurance coverage policies do have certain limitations, even ones advertised as “full coverage.” A full coverage policy basically includes liability insurance coverage for an insured vehicle, offered as a single package, as well as comprehensive and collision policy.

Generally, the liability insurance coverage limits of your full coverage car insurance are easy to understand. The liability limits are clear and particular, and are usually specified in three parts as follow:

The highest amount a car insurance company will cover per person for all medical injuries caused by the negligent party.

The highest amount a car insurance company will cover per accident, meaning payouts for multiple claims.

The complete amount of any damage to property per accident.

Learn About Full Coverage Car Insurance

A policy holder is given the right to change these liability limits based on his or her needed coverage. Since most companies only provide minimal coverage limitations, make sure to select a good car insurance provider or company that offers the best options on your preferred coverage. An insurance company will be willing to provide coverage only on the agreed amount.

If you decide to have a lower limit with just partial coverage, you are more susceptible to greater financial hassles in the future. If you cause injury or damage that goes past the coverage limits indicated by your provider, you have to pay the amount that is not covered out of your own pocket. Thus, it is wiser to always select a higher coverage or full coverage car insurance policy.

The part about comprehensive and collision coverage of the full coverage car insurance policy is a bit difficult to understand. However, basically, it goes something like this: in case of an auto collision, your insurance provider only pays your car’s “cash value” and not the full amount you spent to buy it. Auto insurance providers need to comply with certain rules and regulations. When paying property damage claims, providers base their pay on a vehicle’s “blue book value” and not its retail value.

A new car’s value automatically depreciates by thousands of dollars as soon as it drives out of a dealership and hits the streets, giving you more reasons to learn how auto insurance companies estimate the value of your car.

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